i have been following this thread for a long time, coz i had that problem either. i just sent my car for radiator service today and have solve it all.
water decreasing - u may have a leak i ur tank. don't try the "leak stop" liquid that can be found in shops. that thing only done more harm than good. it didn't completely seal ur radiator, in fact it may clogg ur radiator and making the water ran slowly and brings to second problem, water temp rise.
another culprit is faulty radiator cap. it should stay close at 0.9 bar. if it is faulty then hot water can go to the reservoir tank, still boiling, and evaporate trough the escape hole. this is true.
one thing, have ur radiator checked for leaks, it may leak at the fins, or at the upper plastic cover.
today i went for radiator service, turns out that i have it all, leaks, faulty cap and clogging. did the manual unclogging for rm40, new cap for rm 20, and new hose coz the old one harden already.
my 2 cent, don't use leak stop, check ur cap and don't drive if the meter goes red.
luckily i didn't have complications such as fauly water pump or thermostat