Nola bro biasa only, family just prefers to spend on cars rather than property hahah
My kinda family! Pity my wife disagrees
yup..still doing survey about the interest rate for loan second car... what the most people said for now aroud 4% - 5%.. quite high for me..huhu
---------- Post added at 05:21 PM ---------- 6 hour anti-bump limit - Previous post was at 05:19 PM ----------
owh..just get? from dealer or direct owner?
---------- Post added at 05:37 PM ---------- 6 hour anti-bump limit - Previous post was at 05:31 PM ----------
Thank for your opinion bro..maybe what i look to get buy the car is brand la.. for toyota vios, the brand also wll known and already survey from net, forum, owner itself..they told that maintenance and FC this car also affordable..that important beside the price..but you know la, to get the new toyota vios, sure i cant afford..but if for used toyota (i looking year 2006 and above) i can afford. hehe
Direct owner. I don't trust dealers unless its my relative. And my interest rate with Public Bank 3.45%, it's not that high la 4-5% is insane. But my car is 54k only, loan 45k. So monthly RM635 which is quite decent for the car I bought.
Don't get overly obsessed with Toyotas. They are old tech cars. But for 2nd hand Toyotas that's not a bad thing, old tech = less things break down. If you can afford 76k, get the new City model S. It's pretty damn good car wei.
Otherwise second hand Toyotas are good. Corolla 13-15k. I saw this pretty tidy modded SEG going for 15k. Dunno if it's still available for sale. Vios are generally safe but need to really check these cars inside out. They are low maintenance but most owners are lazy ass owners and don't bother to maintain well since they *forget* maintenance schedules.
I would avoid the Citys that used to have CVT. That time the City was targeting the mid-range class of drivers. The car was within budget but the maintenance was high, the CVT oil is quite expensive to change. 4L would be like RM300+ so a lot of mechs would tell them "Dexron ok one laaaaaa" then they'd use that oil and have GB problems. In fact 99% of those cars that time had CVT issues so make sure you check that first before committing to the car. Personally I find the IDSI had better low end torque but the iVTEC model had better mid to high power. In terms of FC IDSI had a little bit more of an edge.
The Dugong Vios model is cheaper than the 1st gen Vios for some reason. The 1st gen one is seemingly bigger a little inside. But you'll need to be prepared to spend to spruce up the interior if you buy one that old. And most if not all will get hit by the 9 year old car insurance loading which is 5% more on top of your insurance amount. So if you buy a 50k Vios then insurance is going to cost a bit especially for a Vios.
Oh well, if you guys prefer to get cars more than property, must have constant cash lo.
I'm not sure what you meant by that - but these modern cars (new) are kinda low maintenance. These days cars got 3-5 years free maintenance and all and most cars these days like my 'new' car are very low maintenance. CVT change every 100k km, spark plugs too, oil using full syn so 12k change and belt every 80k. Timing chain and cvt chain inspect every 200k. Change only at 500k.
If you meant they had surplus money and no where to spend, then buying cars will attract income taxes attention. Not necessarily a good idea unless it's a cash buy.
