Transfer of NCB

[bryan90s]

Hi folks,

i have a situation here.

I have a car with NCB of 55%. Now i am in the process of getting another car. So basically i will have 2 car under my name. Since the new ride's insurance premium is Higher, i decided to transfer my NCB from my existing/old car. By doing this, the existing/old car will have to re-insured with nil NCB right?

The question is, can i choose not to re-insured it? i will not be driving it at all but for some reason i must keep it (cant sell). And in the future if i want to make it road legal again, can i just buy insurance for it and drive?

your input is highly appreciated

 

[huakenny]

hi,

u can transfer the NCB to ur new ride....so ur existed car with NIL NCB for sure...

any car which its roadtax expired more than a year, required an inspection to be carry out by puspakom. then only u can re-new ur roadtax for sure.

my advise is,

if u r no longer drive ur existed car...and yet u stil wanna keep it or drive it sometimes...u can re-new the roadtax + insurance before the expired date reachs one year...so u dun need sent ur car for inspection.

btw, 3rd party insurance coverage will not be expensive..most probablyt below rm100 (depends)....this is for ur existed car

 

[zan]

all answered by huakenny olredi.

anyway, juz bring along your original exisiting insurance policy that shows your NCB is 55% when transferring NCB/buying a ne wpolicy. it wud be much more easier if the insurance company is same coz they know whether u had raised an claims or not....

 

[soulseaker]

Yes,

As Zan said, just pass a copy of your policy to the car salesmen will do, he will know what to do from there.

As for the other car that you are not driving, just buy a t/party insurance, it is cheap and you can have another set of NCD to standby in the future.

 

[bryan90s]

thanks for the replies.

What happen to my existing car's roadtax? will JPJ cancel it in the event of i choose not to insure the car?

I can still drive with roadtax sticker atteached. keke

 

[huakenny]

thanks for the replies.

What happen to my existing car's roadtax? will JPJ cancel it in the event of i choose not to insure the car?

I can still drive with roadtax sticker atteached. keke

as i mentioned.....ur roadtax will be suspended in the event ur roadtax expired more than a year...gotta sent car for inspection to re-activate it...inspection at puspakom.

no insurance = no roadtax

 

[zan]

thanks for the replies.

What happen to my existing car's roadtax? will JPJ cancel it in the event of i choose not to insure the car?

I can still drive with roadtax sticker atteached. keke

nope, JPJ wont cancel any existing road tax. u can juz keep using, but in case of any unwanted incident happened, they can take u to court.