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Message: <blockquote data-quote="murcielago" data-source="post: 580412" data-attributes="member: 8732">maybe i can oso give some advice here..hhehehe....i used to be a student wif car(in my name) but my parents paying for it. u can get loan wif it but u must supply the bank wif the income document of your guarantor. now when i working, i do the same n get a car for my sister who is studying.i think currently the easiest to get loan is Ambank...most of new car dealer like to go ambank cause they say fast n easier to get n less likely get rejected. other bank would be more strict. ithink u better get a bigger car to go outstation.satria is a good choice since u usually carry only u n gf.no need get wira cause heavier n takes more petrol. as for old car(>15yr), if good u can get a reliable one. if bad, u will have a lot of headache wif constant breakdowns n expensive repairs(this month this spoil, next month tat spoil).as u need to go overseas soon, u better buy the car cash so tat u dun lose so much money when u sell it. let say u get 5 yr loan(interest for 2nd hand would >4% per annum). so u need to pay bout >20% of interest when u ony use the car for one year..when u sold it off after 1 year, u still need to pay for interest for the rest of 4 yrs.think for yrself if it's really worth it to get a car.maybe get a bike..hahhahaha...buy car is easy, maintain is hard.</blockquote>

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