i agree, bank islam is the most f**ked up bank. when u apply CC wah..they very nice to u wan, when u late for your payments, they scold u......they will call u up & straight away "bila nak bayar"
thats bank islam guys......
Danz,
To be perfectly honest bro, most banks are like that, even the foreign banks. It's not a behavior unique to Bank Islam. It's just that Bank Islam and Maybank are more f**ked up than many others.
Bankers are never your friend. They only like to pretend to be your friend.
There's an old saying that a banker will give you an umbrella to shade you from the sun. When it starts raining, the banker will take away that umbrella.
When you go on credit, when you take a loan, when you owe the bank, they will treat you as another guy with debt....they won't treat you as a valued customer.
That is why when you are liquid and financially independent, and bank reps start to woo you for your patronage and deposits, there is absolutely nothing wrong in hammering the bast*rds and demand your pound of flesh in terms of service, and better rates of return.
An most typical bank reps that push investment packages to depositors are just sales people with no real financial acumen. They are just there to meet their monthly sales quota. Which basically means they don't really advise you of the pitfalls and ramifications of investing in some of these packages.
