4k salary can buy what car?

[damienyum]

then i hv no idea.... during the training hv mentioned scb will asborb all the interest for hp & housing loan but never happened to any of my colleagues..they said most of the time the loan will decline except we r big assess onli get to enjoy the benefit...

 

[kanazai2001]

e.e.r..r...
i know only local brands' cars loan is higher...
usually like CBU / oversea cars loan is lower...
friend's GT4 loan is only 2.5%...
n he is not working with the bank...
i didnt ask for any detail bout his loan...
coz im not getting any new car b4 2008...
coz just got a car 2 yrs back... =P

 

[b00n]

there's this theory told to me by a car reseller...
the higher the amount purchased or the longer u pay; the interest would be lower; why? because the finance insitute would still earn ur interest and gain in long run.......
whereas if the loan amount is small or the tenor of the loan is short; than obviously the interest would be lower.
It's truly a logical explanation. That's why local car has higher interest because the amount is smaller as compared to those other makes.

 

[kanazai2001]

he is paying back within 3yrs...

 

[b00n]

cos amount of loan is high??.......
dunno ler....just a logical theory.....
kekekeke

 

[mynnDAWG]

hahah...aiya..RM4K salary..go buy altis/civic la bro haha...

 

[kanazai2001]

CBU rate is lower for sure... regardless how much u r loaning...

MJ...
new honda civic 2.0 AUTO FF = 125k
unreg CBU altezza 6sp MT / 5sp auto FR = 120k
new altis 1.8 AUTO FF = 100k (will u consider that? new model will be out by end of this year or early next year)
so... CBU or CKD?! fully import or still local assembly?!

 

[invisibleghost]

wow, SCB reunion kah

btw, i tot bank always look at risk, mean "cold" car will have higher rate or older car, betul?

 

[kanazai2001]

Myvi = hottest now... interest rate = 4.1%
CRV = no comment... interest rate = 2.99%

which 1 is higher?! :-? hmm.m..m...

 

[b00n]

but than again the price would comes into determination........
i.e. Myvi less than 50k;
CRV is still around 100k...

right no?!

 

[kanazai2001]

perdana?

 

[kanazai2001]

vios?
avanza?
city?
sentra?

 

[Andee]

just buy it ~
No car cannot live la ~~

 

[kyspeaks]

Personally, I would not suggest anyone to get a car worth more than his/her yearly salary. There are other commitments that you might not see coming yet. Just my 2 sen anyway.

 

[Basil Basil]

Well just a question to u guys lar.....how long u wan to work for other ppl? Do u wan to work for ppl yr whole life? When u wan to retire? When old who going to take care yr daily expenses? Stop work means no$$....if father have business rich if u are not going to continue it $$ also will stop coming in and is just like a swimming pool once lets water out no water coming in will also finish 1 day....so think of a future..... just a tinkel....just a thought..... hehehe.....

 

[invisibleghost]

not more than my yearly salary, mean i can only afford kancil, so sad

 

[Tohsan]

Now i m driving kenari, so my next car will be somthing like altis, civic 1.7,integra or maybe a jazz, all 2nd hand loh, small gaji ma.

invisibleghost tailo

thanks for you support! :)

 

[invisibleghost]

tohsan, ur gaji is like 100k or more a yr

mean 10k a month. how many times mine

 

[kanazai2001]

i drive 80s toyota only... =(

 

[Tohsan]

80's is good, a contemperary time with a lot good changes,even the car is better build n faster