when is ur car insurance expired? if can, wait for the next renewal and u insured ur windscreen.
i did that as I insured RM100++ for all my windscreen, reliable to claim up to RM900. Had it changed few days ago, which cost me RM800++...but i didnt pay a single cent :D..all covered mah :D
wat i done b4, fixed it by own money, then claim back to insurance, using MNI, so fast, 1 week got cheque edi, summore they dont care how/where u done it, as long bring photos (b4 n after fixed) n receipt..