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Message: <blockquote data-quote="simplythebest" data-source="post: 1427123" data-attributes="member: 30">Those of you who are working, i know where most of you are still staying with your parents, when do you think is the right time to move out? When you plan to married? When you earn monthly income minimum...?My rough estimated cost for renovating a house and buying all essential things for home.Renovation = RM10K Home tools/Kitchen tools/Bathroom and etc = RM 20KThe cost above standard is not too low and not too high, just moderate.So must have at least RM30K in bank before buying a new house, that is only part 1.Part 2 = RM20K for emergency use, to use when it is needed for like cost of repairing (i.e washing machine, plumbing, electrical). So everything RM50K. Yea, if I have RM50K in bank, i'll get a new house.Wanna ask about home loan. Maximum years of loan for now is 25 years or 30 years? Let's say the house cost RM300,000 or RM400,000. I will pick maximum years to loan the house, how much should I pay monthly? What is the interest rate? No experience here.</blockquote>

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