bro for BF i dont think so u can get loan ...cars above 12 years cannot get loan ...but i think credit can but its around 10% or higher and its like AH LONG la ....
juz wanna know, is it really that we can change the hks sqv whistle(whistling sounds)? coz i have seen a few sqv with a different type of whistle colour such as yellow, blue, red and purple.