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Message: <blockquote data-quote="zan" data-source="post: 1105387" data-attributes="member: 9632">yeah, agree wit soulseeker. it doesnt matter whether we are borrowing 50%, 75% or just RM10,000.the problem will come at monthly instalment - are we capable of paying back?they will check from FIS (sumthing to do with our Financial record or service) and its accessible to every banks and financing company in Malaysia.normally, they wont allow more than 1/3 of your monthly gross salary for installment. they always make believe the other 1/3 is for home expenses while the last 1/3 is personal expenses.they also can check our credit card history, whether the spending is more than payment and things like that.i hope this helps.</blockquote>

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