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Message: <blockquote data-quote="Izso" data-source="post: 1064382514" data-attributes="member: 2429">Er.. I think there's a miscalculation error somewhere.Car price - RM100,000Interest rate for new car 2.5%5 years = 60 monthsSo car price + interest for 5 years is = ((100,000 x 2.5%) x 5) + 100,000 = RM112,500so divided by 60 months = RM1,875.That's not even considering the 10% downpayment for the car which would be RM10,000 cash upfront, unless you can get 100% loan.If second hand car the interest should be higher than 2.5%.Banks will allow 40% of nett income for loans so if salary is RM3,000 then only RM1,200 is considered. Therefore loan will not be approved.</blockquote>

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