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Message: <blockquote data-quote="csl" data-source="post: 1063487915" data-attributes="member: 16966">Individual productivity cannot fulfill the urge level. Advertising companies need to be blamed <img src="http://zerotohundred.com/forums/styles/default/xenforo/smilies/burnout.gif"  class="smilie" loading="lazy" alt=":burnout:" title="Burnout    :burnout:" data-shortname=":burnout:" />There is a requirement for a person to talk about fair, about enjoy, about owning asset and etc. It is to have money. And to have money, besides earning, also need to save. Newer terms like smart spending can partially help but end of the day, it is just like a hybrid car, when you feel to have more, press the pedal slightly more, the fuel consumption will be worst than an old car. All will be back to an individual's thinking. Building a first world country and living like in a first world country are totally 2 different things. People's ancestors already sacrificed for them and we are our future generations' hope so that they can be born and live in 1st world country. If we continue all the subsidization thing further more, then the dream will never to be materialized, at least at the end of our current generation. What we have today was the blood and sweat sacrificed by the old people. What we earn today most gone to our shopping bags, noisy muffler, state of the art cell phone, cinema tickets and etc. What had we done for the country? Spending via credit cards to boost up the economy? Or the house loan that extended until our son or daughter to finish up the payment? BTW, I'm working in Russia and I still ride a 125cc small bike in Malaysia most of the time. Only once a while drive my car out. In Russia, I just walk (regardless the temp is -30c ) except the company driver send me to work or go back apartment from work place. Food also I save 2/3 from my fixed meal allowance. My target is to bring as much money as possible back to Malaysia. That was started about 7 + years ago and I still not yet forget about my country, my future generation.</blockquote>

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