Shall i total loss my car?

[ixeo]

Write it off, your life is worth more than all the money in the world (to you).

If you feel your life isn't worth that much, then sure, fix it.

 

[triplerotor]

only front end kan? the roof windscreen still ok.
if no choice repair. if got extra money buy new car.

 

[vr2turbo]

guys thanks for those valuable advises and it seems all suggest to write it off.... at the moment i also have the same thought but it still depends on the insurance right? ......i will see how then....TQVM:)

Yup, let us know the insurance outcome.
I have one friend, Honda City one year old, back end got crush by SUV. He wanted to total lost, but Insurance say no. Total repair cost RM25k, car worth RM70k (I think)
Another friend old car, Citroen ZX worth RM8k, Back end hit badly by another car. Repairs like around RM10k, insurance just pay as total lost.....:rolleyes:

 

[Mr.Chaser]

Sorry for ur loss, total loss it better... re-do back & it'll never be the same again...

 

[xtremeleo]

if u still find the engine to be sumwhat fine,boleh bekki lagi ler,den total it and buy it from d insurance company as scrap metal. u can still register d engine in another car,but d chasis cant use anymore ler

 

[nappx]

just my opinion and share from my past experiance..

share past experiance first lah..
my car accident few years ago..and quite bad..workshop said insurance want to declare total lost..
QUESTION IS - TOTAL LOST..they pay some money if i not mistake..depend on market value less or more and the total lost car become to insurance property..QUESTION you should ask yourself..HOW MANY GOOD STUFF at your car..izzit worth it..for my case sure not lah..coz engine, extractor, bar..is ok and not effect at all. (my car hit barrier devider and damaged left structure front fender & chasis)

so i decide to repair and from adjuster recommend i see amount around 15K..so insurance still cover.. at the same time i get all necessary document from JPJ..to ensure all legal. it take 6 months to get my car get out from workshop.

after come out from workshop, go to puspakom check everything, get endorsed by JPJ. after that i bring to my trusted workshop and check back the the repair work and notice 1 inch left front chasis lower then right side after i want to install fender bar.

what i do next..get ae111 gt halfcut and replace with front chasis (just get experiance guy to do it) and till today i have no problem with aligment/handling..still enjoy on the road...only passion and money..

for your case
i'm in opinion ask they to repair what they can repair. then find ae111 chasis (can get from workshop install halfcut) no need to by halfcut unless u want bodypart also..then find good workshop that can do transplant or operate chasis. just spend few thousand only...compare you get another car buy halfcut agian install go to puspakom..etc..

just sharing n opinion only...

---------- Post added at 12:41 PM ---------- 6 hour anti-bump limit - Previous post was at 12:39 PM ----------

opss get 101 4 door halfcut..your car year 92 sorry

 

[yeeza]

not that bad wo seeing from the picture....

 

[lkeong88]

A pillar seems intact, if insurance total lost it, its most probably because of price not drivability. The other day when I had some small accident in the front, the workshop filed RM7000 for claim and insurance agreed on RM4000 which I think is still way off.

Since your car is worth around rm6-7k according to insurance, they will most probably not want to fix it, its a business decision, nothing about the condition of the car.

 

[vr2turbo]

A pillar seems intact, if insurance total lost it, its most probably because of price not drivability. The other day when I had some small accident in the front, the workshop filed RM7000 for claim and insurance agreed on RM4000 which I think is still way off.

Since your car is worth around rm6-7k according to insurance, they will most probably not want to fix it, its a business decision, nothing about the condition of the car.

Exactly, just like my post above. Over insurance amount they might as well pay you your insurance amount which is less....:rolleyes:

 

[Veloc]

just my opinion and share from my past experiance..

share past experiance first lah..
my car accident few years ago..and quite bad..workshop said insurance want to declare total lost..
QUESTION IS - TOTAL LOST..they pay some money if i not mistake..depend on market value less or more and the total lost car become to insurance property..QUESTION you should ask yourself..HOW MANY GOOD STUFF at your car..izzit worth it..for my case sure not lah..coz engine, extractor, bar..is ok and not effect at all. (my car hit barrier devider and damaged left structure front fender & chasis)

so i decide to repair and from adjuster recommend i see amount around 15K..so insurance still cover.. at the same time i get all necessary document from JPJ..to ensure all legal. it take 6 months to get my car get out from workshop.

after come out from workshop, go to puspakom check everything, get endorsed by JPJ. after that i bring to my trusted workshop and check back the the repair work and notice 1 inch left front chasis lower then right side after i want to install fender bar.

what i do next..get ae111 gt halfcut and replace with front chasis (just get experiance guy to do it) and till today i have no problem with aligment/handling..still enjoy on the road...only passion and money..

for your case
i'm in opinion ask they to repair what they can repair. then find ae111 chasis (can get from workshop install halfcut) no need to by halfcut unless u want bodypart also..then find good workshop that can do transplant or operate chasis. just spend few thousand only...compare you get another car buy halfcut agian install go to puspakom..etc..

just sharing n opinion only...

---------- Post added at 12:41 PM ---------- 6 hour anti-bump limit - Previous post was at 12:39 PM ----------

opss get 101 4 door halfcut..your car year 92 sorry

Money talks

 

[wilm3]

hmmm....still pending adjuster to inspect the car.....

 

[csl]

total lost the car, take the insurance money and put as a downpayment for a new car or buy a used car. Forget about repairing it. end of story. BTW, due to it is your mistake for hammered it onto a lamp post, you cannot get away from not paying anything. So fork out some money for replacing the car will not able to be avoided.

 

[anuar_fadzli]

can I know which workshop you send. because from my experience adjuster will only come in seven working day after a number of documents were submitted to the insurance. documents are
1.id card
2.driving license
3.car card registration
4.insurance policy
(All this must be current and photostat front and rear)
5. police report or decision of the case from the police

 

[lkeong88]

Its not about workshop, its about your insurance company. Some company are well known slow, some are very fast.

 

[ronaldindin]

better be safe than sorry. Ask for advice from foreman that handle your car, if they say no then you should pull out. glad that you're fine