Bro, I'm 4 years older than you, salary about yours x 4.x times (tax free). But sadly to tell you that, you need to have at least 50% cash (depends on the car value) before you commit to a sport car. Why? A lot of hidden cost / indirect expenses. To own a car, monthly repayment is not the only thing. You can ignore the RM3-4k+ insurance, you can ignore the tires wear and tare, but you can't ignore the parts cost when the car break down. Once happen, you still can pay for it. But you will lost your economy balance for the rest of the year. Except someone can borrow you money and you have the options pay him back next life, or, a workshop can let you pay installment for 1-2 years. Other thing like buying nice clothing, TT and etc not include yet. I spent about RM4xk on this year for my car maintenance and mods, including repaired my blown engine. What do you think if this happen to you?
RM5k salary, better just buy a Vios or City. Got extra money, go and buy a house or a 2nd house. After all settled and have 6 digits of cash, then can think about which sport car to buy. Those rich men's kids are different la. They can buy whatever they want. But for those who have no good family background (rich family) like you and me, need to think more before spending. Just like playing real time strategy games, your opponent start the game with a strong base and plenty of tanks/army but you only start with a resource collecting tank, how to play?
A good advise will never sound good. Don't let your urge and emotion ruin your bright future.
