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Message: <blockquote data-quote="Zidane" data-source="post: 4077263" data-attributes="member: 725">There is no right or wrong in this area.If you want to confiscate his deposit, write a letter stating the terms and conditions of the sales and purchase. Put the words more or less 'If the buyer's loan is rejected or not approved within 1 week (depends on the agreed loan approval period by seller and buyer) for whatever reason(s), the deposit will be forfeited in consideration of the opportunity loss and / or costs incurred by the seller'. Please include dates too. A written contract is always best. It is not practised by many people but when things go rotten, everything they want to bring to court or make police report. The loan may not be approved within the period you are looking at, so you must consider that scenario.With a written contract, it outlines the role and responsibilities and the consequences of both parties.</blockquote>

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