Credit Company (Legal/Lesen)

[Wah Chai]

hi all,

i need help for someone to tell me when i can find credit company (legal/lesen) in Petaling Jaya.My location Damansara/Subang . I need to apply car loan from credit company . the car i want to buy it's old car so i can't apply loan from bank . if anyone know,please tell me. tq . tq .

 

[rev555]

bro..better dont la...u will let the inters kill u...cos the inters is high..n football money..u have to pay..example ...u buying a car at rm10.000...your down paymant half rm5000..u loan 5k..u have to add 1000..for football money mean total is 6kn plus inters 10percent...x 12month=550 per month..need someone to do garranty too.....

 

[PocketRocket]

hmm...the only legal loan-ers are listed banks....

 

[Wah Chai]

bro..better dont la...u will let the inters kill u...cos the inters is high..n football money..u have to pay..example ...u buying a car at rm10.000...your down paymant half rm5000..u loan 5k..u have to add 1000..for football money mean total is 6kn plus inters 10percent...x 12month=550 per month..need someone to do garranty too.....

i see.so is it the only solution is i save money until i have enough money to buy old car ?bank only can give loan if the car year below 10 years

 

[rev555]

i think can up too 12 years la...some bank still can prof the loan...if your documant is good enought....

 

[Wah Chai]

i think can up too 12 years la...some bank still can prof the loan...if your documant is good enought....

i see.but the car i want buy are 1983-1992.rm30k-40k

 

[rev555]

what car so expensive ..? r u sure the car value..?

 

[PocketRocket]

must be AE86...hehe

 

[Wah Chai]

must be AE86...hehe

lol.u so clever.another choice is FC3S

 

[PocketRocket]

FC cool wei!
but i'll agree with u to go for '86...just make sure u upkeep it

 

[Wah Chai]

FC cool wei!
but i'll agree with u to go for '86...just make sure u upkeep it

ya.but if can't get loan then nothing can do

 

[rev555]

u apply credit card than doing balance tranfer....

 

[Wah Chai]

u apply credit card than doing balance tranfer....

how?i already got credit card but limit not that much la

 

[rev555]

upgrade it la..pay more tax.....

 

[Wah Chai]

upgrade it la..pay more tax.....

can't la.my income below rm2k

 

[Wah Chai]

so there is no such legal credit company exit ?

 

[casper23]

no lahh just cover only...
go personal loan laa....

 

[hornydrifter]

For your info personal loan is sumting like along...loan once before...loaning from RHb bank..RM 15k..easy to lepas..in the end i got to pay back..27k++....loan time 5 years..monthly 400++...Just finish the loan...I REGRET I TOOK IT!!!!..Interest rate..11.27% PER ANNUM!!!! bro tink before u take personal loan..almost like LOAN SHARK la weyyyy!!!

 

[Wah Chai]

personal loan from legal/lesen company or bank?

 

[casper23]

bank lorrr...
i heard somesayz that cimb got low interest....