HPC is not cheap :)
Shiroi is right here. Heat wrap does crack you headers after a while. I've seen them crack in 6 months. If you don't want this to happen but cut down the heat in the engine bay, HPC coat it. Looks the parts and doesnt have any cracking problems. There's only slightly a bit more heat but the difference is to small to feel it.
On top of that, buy a better header as cheap ones tend to crack after a while