~Motor Insurance Corner~ Anything & Everything About It !

[Supra_Fanatics]

how to buy AE86 like that......sure insurance company dowan to insure.....
rm40k++ for an almost 30 year old car....

Do own savings and self insured

 

[yopo]

i believe we're slowly turning to be like the Japs..
those owning the old/collector's item type of cars can truly be identified as "true enthusiast" or die hard fan cause willing to pay the cost of possessing them and drive it legally on the road with the tax..

 

[vr2turbo]

i think this is due to the new regulation imposed and set up by Bank Negara Malaysia
be it conventional or takaful coverage, those oldies cars now need to submit a higher loading in order to receive a comprehensive coverage..
the demand by the insurance and takaful industry led by the underwriters do contribute to this issue
and indirectly trigger a slow phase on diminishing the old cars lurking around the street of Malaysia
they did try to implement the same treatment applied in Jap or Singapore rite?
those cars with >5 years either been scrapped or you pay a higher insurance/takaful coverage.. ; )

Yah! the minimum of RM10k is not final, forgot about the loading. After 15 years add another 10% and now after 20years add 20% loading...

 

[^pomen_GTR^]

Yah! the minimum of RM10k is not final, forgot about the loading. After 15 years add another 10% and now after 20years add 20% loading...

still even with maximum NCD.....kena charge by heavy loading back again....


so in any way....we car user still back to the square one....losing side

 

[Supra_Fanatics]

Just consider ourselves lucky that we dont have rules like in Singapore. AE86 wanna drive there, can totally forget about it...not only AE86, Even Supra or RX-7...gonna cost u a lot...

 

[peeche]

just renew my 9 years old Kancil that i gave to lil my sister. etiqa insurans.. minimum isured value is RM12k.. insurans + roadtax + windscreen already RM345.. max ncd already..

---------- Post added at 06:47 PM ---------- 6 hour anti-bump limit - Previous post was at 06:46 PM ----------

next month of march.. need to renew my perdana and satria neo pulak. i hate when it comes new year..

 

[vr2turbo]

just renew my 9 years old Kancil that i gave to lil my sister. etiqa insurans.. minimum isured value is RM12k.. insurans + roadtax + windscreen already RM345.. max ncd already..

---------- Post added at 06:47 PM ---------- 6 hour anti-bump limit - Previous post was at 06:46 PM ----------

next month of march.. need to renew my perdana and satria neo pulak. i hate when it comes new year..

If have a few cars must try to split their renewal date......

 

[peeche]

If have a few cars must try to split their renewal date......

that's why.. previously i planned to trade in my perdana for a new car. ended up by buying a satria neo and give it to my wife.. only noticed it when it comes to road tax renewal.. salah planning laaa.. :stupid::stupid::stupid:

 

[DanzEterna]

bonus can cover all ma...

 

[jimmyae101]

when buy,anything say ok,when accident happen,too many excuses to tell out....be careful sweet word..

 

[vr2turbo]

Yup, must read the fine prints.....

 

[DanzEterna]

anyone knows how to apply for 3rd party insurance & which company does it without any hassle?
some say need to go for puspakom inspection 1st, is it true?

 

[vr2turbo]

anyone knows how to apply for 3rd party insurance & which company does it without any hassle?
some say need to go for puspakom inspection 1st, is it true?

I remember some mention Post office got sell.....

 

[yopo]

..yup..post office do provide a variety of third party insurerers..
and no need to go to puspakom inspection unless for changing of engine or rodtax had expired for more than a year already..
..having a third party coverage will not gonna be the same like the comprehensive one..that's for sure..
we'll have to play with so many risks should any misfortune event happens to our car..

 

[fazidk]

In other words "we ppl will always b on d losing side"..so wats up wiz d PM saying "rakyat didahulukan" crap????its their pockets yg "didahulukan"!!!...