What is your first car?

[Jac83]

Oi why the sudden pop up of all the 'financial advisors'? Lol

There is no need to be so negative on buying cars la.

The thing is not all fresh graduates have interest in 'knowing your car's basic and maintenance' mah haha. So for those who had totally zero interest in car's knowledge may opt for buying new cars since new cars will most probably require less time at the workshop, less time to source for spare parts and of course less headache lol. Don't flame me ya. Cabutz.:vroam:

But i do agree that fresh graduates should spend their salary on car loan wisely though. With 2k plus salary, monthly car loan commitment should be confined to 30 percent or less of take home salary in order to have some saving at the end of the month lol. But on the bright side, salary will increase parallel with year of service so i'll say it is still up to each and everyone's financial preference.

 

[RENESIS VIII]

New car is good, but not the loan thing......lol

Warranty 3 years, loan 5 to 7 years. Like you say after warranty still paying the loan, anything wrong chialat loh.....But then wear and tear items not covered, still got to pay, like your friend tyres.....hhahahhahahah

For gila mod kakis like us, not many new cars will appeal to us if we plan to mod. Now when I look at a lot of new cars, I actually found out that many parts can't be modded anymore. Not to mention insufficient engine bay space for some.

During warranty period, normally things won't break down or what. Still new... Unless the parts are a defect or something. But after the warranty period is where one should start to be worried... Car getting older and many people din't take care of their cars properly...

hoho this is exactly how many of my friends are.... to them, new car = better, to them, no problems for a few years and old car no good~~ i usually advise them to get a 1-2 yr old car if they want something newish and under warranty. you could imagine their faces when i bought a 20 yr old car....
first comes the horror then the shock and awe.

You're a young guy as well? Since your name is 1991. What 20 year old car that you have bought?

Fully agreed man...
There are a lot of youngsters whom dont know how much a bowl of rice cost..
I had saw a lot of these people... buy car just buy.. did not even think of the maintenance cost at all and dump nearly all the salary to installment... this is digging own graveyard...
when economy is good, you able to gamble.. but now... try to go out 2 person enough, see how much the pocket burn off...

When things broke down, suddenly will say things like "waah, why so expensive?"

I foresee in a few more years time, my friends will approach me to ask me about cars when they want to buy any cars. Already got a few asked me about it before and many who don't have a car yet told me that next time if they buy car, sure will come find me first... But sometimes, it is also difficult to explain things to them since they are like totally blank about car technical stuff.

Oi why the sudden pop up of all the 'financial advisors'? Lol

There is no need to be so negative on buying cars la.

The thing is not all fresh graduates have interest in 'knowing your car's basic and maintenance' mah haha. So for those who had totally zero interest in car's knowledge may opt for buying new cars since new cars will most probably require less time at the workshop, less time to source for spare parts and of course less headache lol. Don't flame me ya. Cabutz.:vroam:

But i do agree that fresh graduates should spend their salary on car loan wisely though. With 2k plus salary, monthly car loan commitment should be confined to 30 percent or less of take home salary in order to have some saving at the end of the month lol. But on the bright side, salary will increase parallel with year of service so i'll say it is still up to each and everyone's financial preference.

This is one reason that I always tell my friends that owning a car is not so easy. I said cars are not like your electronic stuff like phone or computer where you just buy, plug in electricity and use it until it breaks down then change. I said cars is not just about drive, refill petrol and drive again. Need to consider many things and costs. Also need to observe and monitor any symptoms or signs yourself.

 

[esthapo]

My 1st car is the 1.6 Green Demon satria fully convert to Mirage Cyborg kit but sold after I got my 1st job....but technically it is still my car now since the ownership haven't done by buyers till now (more than 10 years edi)....so I can say I still have my 1st car but its not with me anymore

 

[RENESIS VIII]

My 1st car is the 1.6 Green Demon satria fully convert to Mirage Cyborg kit but sold after I got my 1st job....but technically it is still my car now since the ownership haven't done by buyers till now (more than 10 years edi)....so I can say I still have my 1st car but its not with me anymore

Isn't that a bit risky since you did not change the ownership? Because if anything bad like accidents or theft happen, you are the real legitimate owner of the car. Or are you close with the new owner?

 

[esthapo]

Isn't that a bit risky since you did not change the ownership? Because if anything bad like accidents or theft happen, you are the real legitimate owner of the car. Or are you close with the new owner?

Yeah of course the risk on me....Ive signed all the document for new owner transfer ship but he didn't submit the form don't know what their reason....but till today no saman or anything for almost 10 years I believe the car already died or scraped....i dont know the new owner but I still have his IC copy can aa

 

[Jac83]

Yeah of course the risk on me....Ive signed all the document for new owner transfer ship but he didn't submit the form don't know what their reason....but till today no saman or anything for almost 10 years I believe the car already died or scraped....i dont know the new owner but I still have his IC copy can aa

The risk is still there albeit may or may not be active.

If i were u, i would find out what happened to the car and the transfer documents as i wouldn't want to be 'surprised' some day years down the road and suddenly u receive a court order due to whatever reason demanding for whatever sort of compensation due to the failure of of previous owner who didn't carry out name transfer of which makes u still the owner of that car.

Imagine when u are 50 and suddenly u get that 'surprise of your life'. Wouldn't that be a stinging hassle and trouble? To name a few, court order may just be one of the issue, u may even be black listed by financial institution or government agencies should there be some hanky panky deal done by previous owner gone awry.

Better have a clean cut solution to the matter to get a peace of mind down the road. But that's just me haha.

 

[lsm1991]

For gila mod kakis like us, not many new cars will appeal to us if we plan to mod. Now when I look at a lot of new cars, I actually found out that many parts can't be modded anymore. Not to mention insufficient engine bay space for some.

You're a young guy as well? Since your name is 1991. What 20 year old car that you have bought?

When things broke down, suddenly will say things like "waah, why so expensive?"

^exactly!
-some susah mod either caused by bloody electronics or its just painfully expensive
alot of these newer cars are designed to be super fuel efficient, no real point buying one of those then spending money trying to make it into something else entirely..
-beli new car, suffer heavy depreciation the first few years... sads...
-new car kenot mod much, modify then related components warranty bye bye... kinda defeats the purpose of a new car no?

i bought a old junk 2 door perdana-ish car with alittle more kick~

**actually, old junk break down also... wah so exp **

 

[vr2turbo]

Yeah of course the risk on me....Ive signed all the document for new owner transfer ship but he didn't submit the form don't know what their reason....but till today no saman or anything for almost 10 years I believe the car already died or scraped....i dont know the new owner but I still have his IC copy can aa

How did he renew the road tax, buy insurance in your name?.......fuh! that is dangerous.....:hmmmm:

 

[vr2turbo]

Fully agreed man...
There are a lot of youngsters whom dont know how much a bowl of rice cost..
I had saw a lot of these people... buy car just buy.. did not even think of the maintenance cost at all and dump nearly all the salary to installment... this is digging own graveyard...
when economy is good, you able to gamble.. but now... try to go out 2 person enough, see how much the pocket burn off...

Usually those youngster already will have a car even when studying, because parents buy.......lol

 

[esthapo]

The risk is still there albeit may or may not be active.

If i were u, i would find out what happened to the car and the transfer documents as i wouldn't want to be 'surprised' some day years down the road and suddenly u receive a court order due to whatever reason demanding for whatever sort of compensation due to the failure of of previous owner who didn't carry out name transfer of which makes u still the owner of that car.

Imagine when u are 50 and suddenly u get that 'surprise of your life'. Wouldn't that be a stinging hassle and trouble? To name a few, court order may just be one of the issue, u may even be black listed by financial institution or government agencies should there be some hanky panky deal done by previous owner gone awry.

Better have a clean cut solution to the matter to get a peace of mind down the road. But that's just me haha.

I have the transfer form copy that both party signed, they paid cash & promised to submit the transfer form the next day but it didnt happen...they also can't sell the car legally so I really pray that car already been scraped...
I have another bike which was stolen during my overseas assignment but I din't make any police report since the roadtax already expired, just a beat-up motorbike which I left for 2 years but they manage to pick it up with flat tires & can't start lol....
Thats 2 threat hanging by my name /neck lol

 

[esthapo]

How did he renew the road tax, buy insurance in your name?.......fuh! that is dangerous.....:hmmmm:

I believe they didn't renew any roadtax or insurance since they took the car

 

[RENESIS VIII]

Yeah of course the risk on me....Ive signed all the document for new owner transfer ship but he didn't submit the form don't know what their reason....but till today no saman or anything for almost 10 years I believe the car already died or scraped....i dont know the new owner but I still have his IC copy can aa

Wa, stranger some more... High risk there.

^exactly!
-some susah mod either caused by bloody electronics or its just painfully expensive
alot of these newer cars are designed to be super fuel efficient, no real point buying one of those then spending money trying to make it into something else entirely..
-beli new car, suffer heavy depreciation the first few years... sads...
-new car kenot mod much, modify then related components warranty bye bye... kinda defeats the purpose of a new car no?

i bought a old junk 2 door perdana-ish car with alittle more kick~

**actually, old junk break down also... wah so exp **

New cars sounds nice enough in stock form. But once modding begins, old cars will surpass it. Some new cars don't even have the enough room to fit in a custom extractor...

Besides, I'm a manual transmission crazy person. Looking at the market now, most cars don't come with MT anymore... I think Inspira 1.8 MT is a good choice with its independent rear suspension and shared similarities in chassis with Evo X... But too bad Inspira production is stopped. Other MT cars under RM100k left are like Vios, Almera, Bezza, Persona, Myvi... I'm not counting in vans or pickup trucks. Can't really do much with these cars...

How did he renew the road tax, buy insurance in your name?.......fuh! that is dangerous.....:hmmmm:

Maybe that guy turned the car into track car already since it is a Satria...

Usually those youngster already will have a car even when studying, because parents buy.......lol

Can see a lot of youngsters like this especially in university. I just inherited my old family car.

 

[lsm1991]

Wa, stranger some more... High risk there.

Besides, I'm a manual transmission crazy person. Looking at the market now, most cars don't come with MT anymore... I think Inspira 1.8 MT is a good choice with its independent rear suspension and shared similarities in chassis with Evo X... But too bad Inspira production is stopped. Other MT cars under RM100k left are like Vios, Almera, Bezza, Persona, Myvi... I'm not counting in vans or pickup trucks. Can't really do much with these cars...

i like the way you think haha..... almost 100% the same as me~~ i mati mati also wanted a manual car. hunted high and low for one.

one thing bout older cars... they are less complex (most of the time), they are proven, and someone out there has probably already tried to modify it so yeah easier to modify... noneed to be the white rat

 

[6UE5t]

Hopefully the car is used as track car and/or already scrapped, and not used for any criminal activities!

 

[esthapo]

Hopefully the car is used as track car and/or already scrapped, and not used for any criminal activities!

I really2 pray they turned it into track car since the buyer was an old man buying for his young son who just graduated....the lost motorbike I believe they took it & scrapped for its spare parts

 

[RENESIS VIII]

I really2 pray they turned it into track car since the buyer was an old man buying for his young son who just graduated....the lost motorbike I believe they took it & scrapped for its spare parts

It could be that the car is scrapped or they somehow manage to find a runner to get themselves a roadtax and insurance. I don't know if there is any way for you to track back that car...

 

[Jac83]

It could be that the car is scrapped or they somehow manage to find a runner to get themselves a roadtax and insurance. I don't know if there is any way for you to track back that car...

There is a way, for a start anyway.

Go to www.jpj.gov.my/web/guest/lkm-tamat-lesen

Find out what's status of the road tax and insurance for that car.

If it is active, good!, u should be able to track where it was renewed and onward the where about of the car.

If it is not active, then pray harder that the car is no longer on the road and will never be on the road again haha.

 

[mirage-rs]

wahaahahaha... thats the thing bout new cars. The maintenance cost+insurance/roadtax kills.... existing cars needs money as well.. smart execs ride small bikes to KL center to avoid jams and lateness... parking is not an issue... free mah motorbike... toll tarak... so can have some amount of money every month...

 

[RENESIS VIII]

There is a way, for a start anyway.

Go to www.jpj.gov.my/web/guest/lkm-tamat-lesen

Find out what's status of the road tax and insurance for that car.

If it is active, good!, u should be able to track where it was renewed and onward the where about of the car.

If it is not active, then pray harder that the car is no longer on the road and will never be on the road again haha.

Need esthapo himself to verify it. Interesting website, maybe I want to use it to check the previous cars that belonged to my family.

*edit. I just visited the website. I don't have the ID or security code... Can't check my older cars.

wahaahahaha... thats the thing bout new cars. The maintenance cost+insurance/roadtax kills.... existing cars needs money as well.. smart execs ride small bikes to KL center to avoid jams and lateness... parking is not an issue... free mah motorbike... toll tarak... so can have some amount of money every month...

So now I know some of those rich people at KL actually ride motorbike to work.

Getting a new car is good but only if your salary is way higher than your monthly installment amount... Like my friend who gets a RM2k plus salary but paying for RM700 monthly is certainly unwise... But I think not much choice for him. Family bought him the car before he graduated, now he need to pay for his car.

 

[Jac83]

Need esthapo himself to verify it. Interesting website, maybe I want to use it to check the previous cars that belonged to my family.

*edit. I just visited the website. I don't have the ID or security code... Can't check my older cars.



So now I know some of those rich people at KL actually ride motorbike to work.

Getting a new car is good but only if your salary is way higher than your monthly installment amount... Like my friend who gets a RM2k plus salary but paying for RM700 monthly is certainly unwise... But I think not much choice for him. Family bought him the car before he graduated, now he need to pay for his car.

What ID? The ID is "PTM" for all of us unless if u are a foreigner.

Security code is on the website itself, just key in the alphabets and numbers. Key in your IC and the car plat no. and you are done.:top: