Car Insurance claim

[jeffayn]

in general, almost 100% of the claimer are abusing the claims and hurt consumer.

The insurance company themself have to take up most of the responsibilities because they are not concern with what their insurer get but only their income and payout ratio.. so this create a grey area of true and lies.

and also la.. the adjuster also b%^7ard

 

[EvolutionZ]

business lor.....one trying to save cost, one trying to maximise profit and insured is the one suffer and ended up with some inferior works....juz 2cents of mine...

Bump:

in general, almost 100% of the claimer are abusing the claims and hurt consumer.

The insurance company themself have to take up most of the responsibilities because they are not concern with what their insurer get but only their income and payout ratio.. so this create a grey area of true and lies.

and also la.. the adjuster also b%^7ard

yeap, no consistency in every adjustor's report...it vary from one another even same damage....anyway its beyond our control....insurance company appointed them, ...

 

[davidlow7]

N sometimes we won't really know adjuster could be very close friend with workshop. Assuming they have to go to these workshops every now and then. Of course all the workshop people will try to make friends with them. But then let just not assume too much. I just hope they do things fair and square then I am okay already. I am willing to pay for the betterment provided your work are satisfactory. Too bad I do not know any workshop when I accident.


Can I ask you guys, I also had a summon due to that accident case. Is it able to get a discount now? As far as I heard no discount this month. :(

 

[huakenny]

N sometimes we won't really know adjuster could be very close friend with workshop. Assuming they have to go to these workshops every now and then. Of course all the workshop people will try to make friends with them. But then let just not assume too much. I just hope they do things fair and square then I am okay already. I am willing to pay for the betterment provided your work are satisfactory. Too bad I do not know any workshop when I accident.


Can I ask you guys, I also had a summon due to that accident case. Is it able to get a discount now? As far as I heard no discount this month. :(

if the adjuster is close wit the workshop, this is a good news for u..

at least the parts claimed are given, so workshop can replace for u.

if adjuster n workshop not close, adjuster very strict and most of the minor damaged parts they ask repair, not to change...example, minor damaged front bonnet = repair instead of change, minor damged front fender = repair instead of replace...

but if adjuster n workshop is close, al replaced instead of repair...so its good for u.

btw, old car is like tat.betterment applied due to depreciation values.

workshop is just a middle person between client and insurance company, they do as instructed by insurnace company according to adjuster reports.

 

[EvolutionZ]

actually what huakenny says is also true la....

bout the summon, usually no discount but u can appeal at the counter or try check via www.myeg.com.my .....if pay online u get some discount...i tried last week.

 

[davidlow7]

Is it we straight submit there , it will auto appeal?

"

 

[huakenny]

Is it we straight submit there , it will auto appeal?

"

normally accident summon rm300 is non-negotiable......btw,u can try to ask

 

[davidlow7]

Sad... really hope still got discount.. seriously too broke now....

 

[EvolutionZ]

Sad... really hope still got discount.. seriously too broke now....

usually the workshop wil do the appeal and rm150 to pdrm and 50 tips for the sjn.....check it out from the workshop....not sure now any change in policy...

 

[davidlow7]

Work shop said PDRM now also no discount .. and dunno why
Another tow fella i met there say can get but I always call him then he also close phone....
feel like susah nak minta tolong.. :(

I wish if anyone can help me save some, i will greatly appreciate and if got some extra.. of coz will belanja.....

 

[jeffayn]

david, you are in the wrong hand of the wrong person.

i dont know how there work things out, but in klang, the workshop is very competitive. i had 3 minor accident last year. and each time i just got more fancier by how the repair man workthings.

I learned, always the repair guy pay for everything, not even a dime should come out from my wallet.

2 time is even better, they loan me a kelisa .

3 time is the sweetest, not only being offered a car, but some cash back too ... hhahaaa

 

[davidlow7]

That's why.. I am so sad coz I tried to push them to settle the summonses for me too but they die die refuse.
I don't know anyone in KL/Selangor area so I got no choice...

Really stress now cause I just change my car tires lately .. money-stress .. no more savings already

 

[jeffayn]

just take it a learning course lor..... next time y ou will know better to take matter in hand

 

[davidlow7]

maybe you can give me the workshop name.. we can collect some work shop name which provide good service. If anyone here needs help. we always know which reliable workshop we can call for help

 

[sharkv12]

The accident's summon is non-negotiable. RM300 is for sure. I've just paid mine, because it's blocking me from renewing my road tax.