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as it goes .. u MAY be at fault .. just go make a police report laaa .. say u didnt know u bang-ed into anyone .. then let the other party make a 3rd party claim against your insurance .. but make sure your name is one of the nominated driver in your insurance policy laaa .. if not then get the nominated driver in your car policy to go make report say that NOMINATED driver bang-ed one ...


if the damage on the other car isnt bad or costs very little to repair .. then no point making insurance claim as u will lose your NCB if claimed against your insurance .. just pay the other party for the damages and then ask the other party go police station help u talk ot the sargeant who took the report say settle sendiri or else u will kena saman rm300 ..


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