Dear guys,
Currently, the banking industry is offering a promotional rate of BLR -2.2% till the end of Oct. The best rate that ever secured by our customer is BLR -2.3%. It is indeed very hard for the bankers to provide a quote by using the limited information over here.
Based on rule of thumb, the essential information is as listed below:
1. Financing asset: Under-con Property (direct purchase from developer), Sub-sales (existing property), refinancing, or vacant land
2. Sales price
3. Age: determine the max tenure which applicable to you
4.1 For Sub-sales:
a.Full address: Specifically for sub-sales, as the address will be provided to property valuer for value estimation. The estimated value of the property will determine the maximum loan amount which will be granted to applicant
b.Property detail: B'glow/Terrance/Semi-d... + Sty + Intermediate/Corner/End-lot + Land area
4.2 For under-con case:
a.Developer Name
b.Project Name (If you are uncertain, kindly provide a developer contact for us and we will find out for you)
5. Expected Margin of financing
6. Gross Salary: If it is a joint application, kindly provide separated gross salary for all applicants
We know that going from 1 bank to 1 bank to apply for loan is extremely exhausting. Our company provides a 1-stop service for our customers by helping them to apply multiple banks' financing. If you do interested in getting our services, kindly provide a scan of documents as below to us via mail, [email protected], absolutely, FREE OF CHARGE. Kindly provide your contact number to us, our consultants will approach you right after the documents had been review. Appointment can be made for face-to-face consultation. We strongly advise our customers to provide complete set of documents, so that we can work out the best within 24 hours.
Compulsory Documents,
a. Mykad I/C for locals / Passport for foreigners
b. Valid work permit/ PR Card (foreign workers)
c. Booking receipt (with unit no. and purchase price) - Under construction case
d. Booking receipt (with full address & Purchase price) - Completed property (sub-sales)
e. Assessment receipt/Utility bill (for refinancing, to proof address to be refinanced if not shown in SPA)
f. Letter offer of existing financier (for refinancing case)
g. Sales & Purchase Agreement
For salaried employee, (either 1 of these SETs)
SET 1: (working in BERHAD and MNC)
FIXED INCOME: Latest 3 months payslips on security paper
BASIC INCOME+COMMISSION/OT: Latest 6 months payslips on security paper
SET 2: (For non-BERHAD/ non-MNC employees)
SET 1 + bank statements (3/6 months)
SET 3: (For non-BERHAD/ non-MNC employees)
SET 1 + EPF Statement
SET 4: Full set of Form B/BE/e-filing + machine validated tax payment receipt (by cash payment)
SET 5: Full set of Form B/BE/e-filing + bank-in slip over machine + bank statement to show cheque has been cleared (by cheque payment)
SET 6: Full set of Form B/BE/e-filing + tax receipt from LHDN
For self-employed, (either 1 of these SETs)
SET 1: Full set of Form B/BE/e-filing + machine validated tax payment receipt + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership)
SET 2: Full set of Form B/BE/e-filing + bank-in slip over machine + bank statement to show cheque has been cleared + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership)
SET 3: Full set of Form B/BE/e-filing + tax receipt from LHDN + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership
Regards,
Lee
012-2293329
Currently, the banking industry is offering a promotional rate of BLR -2.2% till the end of Oct. The best rate that ever secured by our customer is BLR -2.3%. It is indeed very hard for the bankers to provide a quote by using the limited information over here.
Based on rule of thumb, the essential information is as listed below:
1. Financing asset: Under-con Property (direct purchase from developer), Sub-sales (existing property), refinancing, or vacant land
2. Sales price
3. Age: determine the max tenure which applicable to you
4.1 For Sub-sales:
a.Full address: Specifically for sub-sales, as the address will be provided to property valuer for value estimation. The estimated value of the property will determine the maximum loan amount which will be granted to applicant
b.Property detail: B'glow/Terrance/Semi-d... + Sty + Intermediate/Corner/End-lot + Land area
4.2 For under-con case:
a.Developer Name
b.Project Name (If you are uncertain, kindly provide a developer contact for us and we will find out for you)
5. Expected Margin of financing
6. Gross Salary: If it is a joint application, kindly provide separated gross salary for all applicants
We know that going from 1 bank to 1 bank to apply for loan is extremely exhausting. Our company provides a 1-stop service for our customers by helping them to apply multiple banks' financing. If you do interested in getting our services, kindly provide a scan of documents as below to us via mail, [email protected], absolutely, FREE OF CHARGE. Kindly provide your contact number to us, our consultants will approach you right after the documents had been review. Appointment can be made for face-to-face consultation. We strongly advise our customers to provide complete set of documents, so that we can work out the best within 24 hours.
Compulsory Documents,
a. Mykad I/C for locals / Passport for foreigners
b. Valid work permit/ PR Card (foreign workers)
c. Booking receipt (with unit no. and purchase price) - Under construction case
d. Booking receipt (with full address & Purchase price) - Completed property (sub-sales)
e. Assessment receipt/Utility bill (for refinancing, to proof address to be refinanced if not shown in SPA)
f. Letter offer of existing financier (for refinancing case)
g. Sales & Purchase Agreement
For salaried employee, (either 1 of these SETs)
SET 1: (working in BERHAD and MNC)
FIXED INCOME: Latest 3 months payslips on security paper
BASIC INCOME+COMMISSION/OT: Latest 6 months payslips on security paper
SET 2: (For non-BERHAD/ non-MNC employees)
SET 1 + bank statements (3/6 months)
SET 3: (For non-BERHAD/ non-MNC employees)
SET 1 + EPF Statement
SET 4: Full set of Form B/BE/e-filing + machine validated tax payment receipt (by cash payment)
SET 5: Full set of Form B/BE/e-filing + bank-in slip over machine + bank statement to show cheque has been cleared (by cheque payment)
SET 6: Full set of Form B/BE/e-filing + tax receipt from LHDN
For self-employed, (either 1 of these SETs)
SET 1: Full set of Form B/BE/e-filing + machine validated tax payment receipt + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership)
SET 2: Full set of Form B/BE/e-filing + bank-in slip over machine + bank statement to show cheque has been cleared + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership)
SET 3: Full set of Form B/BE/e-filing + tax receipt from LHDN + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership
Regards,
Lee
012-2293329
