my answer only for question number 1 number ..
- U can still renew roadtax & insurance for ure car even tho' its PDRM and not JPJ. If JPJ summons u cant do tat. It takes time to get some PDRM summons into JPJ computerised system.
My experience last time, i had no JPJ tickets, but i have 8 PDRM tickets, but still renewed roadtax for my motorbike. After a while, i think arnd 2 yrs, i got car and a year after tat 2 of 8 summones detected in JPJ computerised system, they denied renewing roadtax and ask to settle the blacklisted only, please note again... "BLACKLISTED ONLY"... and until now i still have my 6 other PDRM summons unsettled ;) ..
They ask me to pay the "Blacklist" only, the other they ask me to settle whenever i have the money to do it ;)
Cheers!