Thats why its not a sound investment bro hahahaYup, as property appreciate, cars always depreciate......
Buy a used car
- Thread starter stereobiru
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My kinda family! Pity my wife disagreesNola bro biasa only, family just prefers to spend on cars rather than property hahah
Direct owner. I don't trust dealers unless its my relative. And my interest rate with Public Bank 3.45%, it's not that high la 4-5% is insane. But my car is 54k only, loan 45k. So monthly RM635 which is quite decent for the car I bought.
Don't get overly obsessed with Toyotas. They are old tech cars. But for 2nd hand Toyotas that's not a bad thing, old tech = less things break down. If you can afford 76k, get the new City model S. It's pretty damn good car wei.
Otherwise second hand Toyotas are good. Corolla 13-15k. I saw this pretty tidy modded SEG going for 15k. Dunno if it's still available for sale. Vios are generally safe but need to really check these cars inside out. They are low maintenance but most owners are lazy ass owners and don't bother to maintain well since they *forget* maintenance schedules.
I would avoid the Citys that used to have CVT. That time the City was targeting the mid-range class of drivers. The car was within budget but the maintenance was high, the CVT oil is quite expensive to change. 4L would be like RM300+ so a lot of mechs would tell them "Dexron ok one laaaaaa" then they'd use that oil and have GB problems. In fact 99% of those cars that time had CVT issues so make sure you check that first before committing to the car. Personally I find the IDSI had better low end torque but the iVTEC model had better mid to high power. In terms of FC IDSI had a little bit more of an edge.
The Dugong Vios model is cheaper than the 1st gen Vios for some reason. The 1st gen one is seemingly bigger a little inside. But you'll need to be prepared to spend to spruce up the interior if you buy one that old. And most if not all will get hit by the 9 year old car insurance loading which is 5% more on top of your insurance amount. So if you buy a 50k Vios then insurance is going to cost a bit especially for a Vios.
I'm not sure what you meant by that - but these modern cars (new) are kinda low maintenance. These days cars got 3-5 years free maintenance and all and most cars these days like my 'new' car are very low maintenance. CVT change every 100k km, spark plugs too, oil using full syn so 12k change and belt every 80k. Timing chain and cvt chain inspect every 200k. Change only at 500k.Oh well, if you guys prefer to get cars more than property, must have constant cash lo.
If you meant they had surplus money and no where to spend, then buying cars will attract income taxes attention. Not necessarily a good idea unless it's a cash buy.
owh..so the current interest for now for used car loan 3.45% right? ok, quite ok..hehe.. I plan to take a look a vios 2007 this weekend..there car he offered 39K but maybe i see him this weekend, try to nego a little bit..hehehe...i ok, mybe next week try to apply for loan..because the owner said for the loan, buyer arrange by himself.. I want to apply for full loan and i hope lepas la..
for a new car whether city or vios, i cant afford la bro..my budget to get car max 45K.. and for repayment of monthly, i afford below rm600..maybe around rm530 - rm550 only..hehe
City CVT also in my target but for now, can find one lor..so, mybe not la kot..
Dugong cheaper than old vios? no la cause based on my survey the old version of vios, the price more cheaper..because the i think the dugong model is new model right? hehe
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car nowaday are more affordable...if new car, they can arrange low interest 2.xx% and low downpayment as low as rm1000
- Sep 17, 2008
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Best survey what is the trade in price for a year 2007 Vios, that way u know how much to nego. Personal sellers usually don't want to hold the car for too long, as long as they can earn a bit more than trade in to used car dealers they should be fine if very desperate. Unless not desperate ones then is different story.
I don't understand why you'd want to buy a 7 year old Vios. Cheap is one thing but something that old would mean a lot will need changing. Unless the seller has receipts to prove he changed all these things, you're going to need to fork out a lot to repair. My 'new' car is 5 years old and the owner sent it to Tanchong for every service and had receipts. But when I took over, there were a few things I needed to tend to :
1. Old 2010 year tyres. The seller said these are new and had receipts, but he didn't realize the age of the tyres.
2. The car was due for oil change, CVT oil change and spark plug change. You may not think this is much, but this costs a lot. Engine oil is ok - I got my FS oil for RM160. But I spent money on a flush and checking for leaks since the car was on mineral / semi syn since day 1. I don't understand why Tanchong doesn't use FS. And the bloody CVT gear oil is RM175 for 4L and I needed 7L to do a proper change. That's RM350. Then there's the goddamn plugs which are a special size. And because they are so hard to reach, they are Iridium Tough / Platinum Laser plugs - RM50 a piece. To remove the plugs I have to drain the coolant, then remove intake manifold and TB (water cooled) then only remove the COP. So much work = money!!
3. Interior needed cleaning. Even though leather, it was quite a lot of work. Thanks to a few good friends, I got their help to do the work and it was still 1 days worth of cleaning.
4. Tint.
5. Nicks and dings all over the car from stones and idiots who open their car doors too hard. Nothing can be done about these except a repaint.
That's so far all I'm discovering. Might be more.
Ya Evoz, but this fella loan max 45k. That's still 500 to 600+ per month. Eh.. actually stereobiru why don't you consider the Proton Persona SV. At least you don't have to worry about the usual second hand car things.
- Sep 17, 2008
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Vios = God Car it seems. :hmmmm2: Everyone just want to own one. Can fly, can speed, can corner like king, can tapau bigger cc cars, everyone looks up to u when u own a vios
Bro, ur sylphy time for plastic dip DIT
Camo Green. RM45k, Persona SV, seems not a bad deal. Or just the cheaper Ugly green and pink Myvi.
I passed by shell petrol station at the corner near Subang Utama & saw a silver persona with 'P" sticker overturned.
luckily it was not a black one
luckily it was not a black one
Already suggested. He anti Proton. Tsk tsk
Itu Black mia sudah out of P. And the driver not that noob.I passed by shell petrol station at the corner near Subang Utama & saw a silver persona with 'P" sticker overturned.
luckily it was not a black one
- Sep 17, 2008
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Will only happen if he keep whacking corners during rain with over confidenceI passed by shell petrol station at the corner near Subang Utama & saw a silver persona with 'P" sticker overturned.
luckily it was not a black one
:vroam: *cabut*
He got much more back in returns......heh! heh!izso.
6. the bill for banana leaf
---------- Post added at 02:58 PM ---------- 6 hour anti-bump limit - Previous post was at 02:57 PM ----------
The black one now real P already......Itu Black mia sudah out of P. And the driver not that noob.
- Sep 17, 2008
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Don't want Proton but still got Perodua...Already suggested. He anti Proton. Tsk tsk
Itu Black mia sudah out of P. And the driver not that noob.
That Black one damn terror. 190kmh....
Another silver one 210 dai kor.Don't want Proton but still got Perodua...
That Black one damn terror. 190kmh....
Faster then mine....Don't want Proton but still got Perodua...
That Black one damn terror. 190kmh....
- Sep 17, 2008
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