owh..so the current interest for now for used car loan 3.45% right? ok, quite ok..hehe.. I plan to take a look a vios 2007 this weekend..there car he offered 39K but maybe i see him this weekend, try to nego a little bit..hehehe...i ok, mybe next week try to apply for loan..because the owner said for the loan, buyer arrange by himself.. I want to apply for full loan and i hope lepas la..
I don't understand why you'd want to buy a 7 year old Vios. Cheap is one thing but something that old would mean a lot will need changing. Unless the seller has receipts to prove he changed all these things, you're going to need to fork out a lot to repair. My 'new' car is 5 years old and the owner sent it to Tanchong for every service and had receipts. But when I took over, there were a few things I needed to tend to :
1. Old 2010 year tyres. The seller said these are new and had receipts, but he didn't realize the age of the tyres.
2. The car was due for oil change, CVT oil change and spark plug change. You may not think this is much, but this costs a lot. Engine oil is ok - I got my FS oil for RM160. But I spent money on a flush and checking for leaks since the car was on mineral / semi syn since day 1. I don't understand why Tanchong doesn't use FS. And the bloody CVT gear oil is RM175 for 4L and I needed 7L to do a proper change. That's RM350. Then there's the goddamn plugs which are a special size. And because they are so hard to reach, they are Iridium Tough / Platinum Laser plugs - RM50 a piece. To remove the plugs I have to drain the coolant, then remove intake manifold and TB (water cooled) then only remove the COP. So much work = money!!
3. Interior needed cleaning. Even though leather, it was quite a lot of work. Thanks to a few good friends, I got their help to do the work and it was still 1 days worth of cleaning.
4. Tint.
5. Nicks and dings all over the car from stones and idiots who open their car doors too hard. Nothing can be done about these except a repaint.
That's so far all I'm discovering. Might be more.
car nowaday are more affordable...if new car, they can arrange low interest 2.xx% and low downpayment as low as rm1000
Ya Evoz, but this fella loan max 45k. That's still 500 to 600+ per month. Eh.. actually stereobiru why don't you consider the Proton Persona SV. At least you don't have to worry about the usual second hand car things.