GAHHH.. what the [censored] is stage 1 bars laaaa jeez. Just say what bars you have. Stage stage stage is all bull shit.
If you're worried about insurance claims then everything you mod on your car can be a liability. Bars included. Non-standard rims. Tinted windows. Non-standard exhaust. Etc etc. If you wanna do it just do it and drive sensibly. No one asked you to drive like Lewis Hamilton on the roads.
My Wira had every bar UR had to offer installed, coilovers, sound proofing, chassis alignment kits (like stiff ring), half set Superpro bushes and super hard sidewall tyres with my lightweight 15" rims, and I was going to do Autofoam before I sold it off. Now when I think back about my car, I wish I hadn't sold it. Anyway, I modified it because I wanted something specific from the mods. Handling, NVH improvement, steering feel, etc. I didn't bother with "stage 1 2 3 4 5" whatever crap and just modded based on what I wanted. You should do the same and don't listen to hearsay. Try out or get feedback from others who have done it and then decide whether you want to spend your money on similar mods.
