james3399

Am taking this trek all my loan done and now waiting for the payment out probably this week that I can get the car

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aminnorrashid

How much loan can we get with this car?

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Airtrek-R

depends on the year... for my 2003 ATR, CIMB gave me RM63k for 6 years @ 4.1%.. Ambank only gave RM51k but for 7 years @ 4.5%..

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james3399

Hehe~~~i take alliance bank 59.5k 3.75% 5 years
lol

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Airtrek-R

recently?

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james3399

Yes bro

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Airtrek-R

not bad... is that the maximum loan for your car? what year is it?

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james3399

mine ~~years 03 i think max loan should be 63k am loan 5 years

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stutzedward

I didn't know cars above 10 years can still loan. Maybe apply to national cars only. Other makes should still have potential.

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kaninbu

nowadays bank loan all depends on ur document nt the car anymore.pay on time,name never pop up in cris,ctos n only 1/3 of ur salary for banking commitment r the things the banker looking at.

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james3399

yes true ~~~

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stutzedward

Agree but the age of the car is still a criteria for loans approval. If you take a 20 year old car like junk, I don't think you can get a loan.

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Airtrek-R

not really.. i had first hand experience only recently.. it all comes down to the age of the vehicle and also the type of vehicle.. especially our type which is "Sports SUV"..

most banks rejected my loan because of the age and type.. interest rate also depends on this.. mine was 4.1% for 6 years.. my fren who bought a used Proton car of the same year got 3.6% with the same bank.. and he got 7 years..

and yes, max loan for '03 ATR is RM63k with CIMB.. Ambank offered RM51k because of vehicle type.. other banks rejected because of the age and vehicle type combination... i'm not sure about other states though, as all depends on the bank manager...

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stutzedward

I just got my loan approved from Public Bank. 3.4%, 60K loan, 5 years repayment for a 2008 RX8. Very important if your papers are good with strong financial backup.

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Airtrek-R

my papers are strong too.. but it all comes down to the year and type of car...

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