if a thief is reading this forum, he'll be very delighted to know that you keep all your money at home... haha...for me...i dont care if they clone my card...always got no money inside
once my salary in,i straight withdraw everything out...pay all my bills etc....and keep everything in a safe place...NOT THE BANK.Interest being paid out its minimal...barely earn anything if i keep my funds there...so no point...With self control...your cash is as safe with you rather then a bank