I drive an 95" Ek and next year she will turn 16yrs old lady(form 4 aredi). Insurance will expired end of this year. Now using Takaful Ikhlas but next year they dowan to renew it anymore. Asked Takaful Nasional oso dowan. Kurnia and Jerneh may accept but have to pay excess charge and other loading... Got any other choices out there ke? Thanx.