wow bro, can really tell that you are speaking from personal experience, i didn't thought so much about the boot space and space for baby car seat. now that you mention it, it really seems that it may not really wise choice to get a swift sport since my gf/fiancee plans to have kids in near future.
The other consideration i had was a 2nd hand integra type S (this one out since need to put baby car seat) or a wrx but the insurance is going to cost a bomb besides the much higher monthly installments plus maintenance/running cost. If i do get a wrx, i am probably going to be over stretching at my current income level and i guess in that case i probably may have to look for alternatives.
Anyway, as for proposal ring, gf said that she wants 1 carat(which i don't think i can afford, even if i could save and buy, it doesn't makes much sense financially). i am looking at 4-5k.
and yea for wedding ring, i actually meant wedding band(didn't know there's a diff between them), i am looking for something affordable too since we're going to be wearing daily.
As for photos, i guess like what you said, that should be the budget i should look out for...
I do feel quite stressed up at times especially everything requires so much money and i have just started working not too long ago. Well bro Frank, thanks for your wonderful advice, appreciate